Traditional payment rails
Use bank account details and local currencies. Supports SEPA, ACH, FPS and more, where available.
Payments
Receive. Convert.
Move. Track.
Receive, convert and transfer supported assets, with a record of each transaction.
Banking services and decentralized networks. One payment flow.
01 Rails
Connected rails for supported payments.
NOAH Wallet connects supported banking services with transfers on decentralized blockchain networks. Review the selected payment method, asset and destination before confirmation.
Blockchain rails
Use a compatible stablecoin and a blockchain address on a supported network.
Availability depends on location, eligibility and destination.
02 Receive
How money enters the wallet.
Bank transfers and stablecoin transfers use distinct networks and payment details. Select the receiving method that matches the currency or asset being sent.
Receive fiat
Share the account details shown in the application to receive a supported bank transfer.
Virtual account · SEPA
Account holderExample recipient
IBAN•••• •••• •••• 4821
BIC / SWIFTDemo — shown in the app
Interactive demo. These details cannot receive funds.
Receive stablecoins
Share the matching address, asset and network to receive a supported stablecoin.
Demo QR
Example addressDEMO-USDC-POLYGON-NOT-FOR-DEPOSITS
Use the same asset and network.Selected example: USDC on Polygon.
Interactive demo. These details cannot receive funds.
Illustrative account details. Always use the exact details shown in your application.
03 Convert
Changing the form of value.
Convert between supported currencies and stablecoins at the displayed rate. Review the source asset, destination asset, fee and estimated amount before confirmation.
Conversion is quoted at a stated rate and confirmed after review.
Convert
DemoYou receive (estimated)
- Example rate
- 1 EUR = 1.0862 USDC
- Fee (0.18%, min. 0.01)
- 1.80 EUR
- You receive (after fee)
- 1,084.24 USDC
Fixed illustrative rate. No real conversion is made.
04 Send
How money reaches a destination.
Select the recipient and a supported destination: a stablecoin address on a compatible network or a local bank payout.
Recipient and destination
Add the recipient and choose a wallet address or bank account.
Amount and route
Enter the amount and select the asset, network or local payout. A conversion may happen along the way.
Rate, fees and recipient amount
Review the rate, fees and estimated recipient amount. Timing depends on the rail or network used.
Review payment
Demo- Recipient
- Studio Amara Ltd.
- Destination
- Local bank account
- You send
- 1,000.00 USDC
- Payment rail
- Local bank payout
- Example rate
- 1 USDC = 0.9188 EUR
- Fee
- 2.50 USDC
- Recipient amount (estimated)
- 916.50 EUR
Simulation only. No money will be sent.
Illustrative payment. Supported destinations depend on eligibility.
05 Review
Verify the details before confirmation.
Check the details before you confirm. Confirmed payments may not be reversible.
0 / 8 details reviewed
06 Track
Every movement becomes a record.
Once money is received, converted or sent, NOAH Wallet records it. See the source, destination, amount, currency or asset, status, network and reference.
Representative transaction. Open a record to follow its timeline and review the details.
Completed
1,084.24 USDCCompleted- Date
- 12 Mar, 10:07
- Reference
- DEMO-24F7-91KD
- Source
- EUR account
- Destination
- Demo recipient
- Network / rail
- Polygon